Celebrating 50 years · Est. 1976

We insure your tomorrows today.

A local, family-owned, neighborhood insurance agency serving Sandwich, Falmouth, Plymouth and surrounding towns.

Est. 197650 years serving the Cape & South Shore
3 OfficesSandwich · Plymouth · Falmouth
15+ CarriersIndependent agents, your best fit
Family-OwnedFriendly, neighborhood service

About Us

Neighbors first. Carriers second.

Established in 1976, Almeida & Carlson is a local, family-owned and operated, neighborhood insurance agency serving Sandwich, Falmouth, Plymouth, and surrounding towns for 50 years.

We serve individuals and businesses throughout Southeastern Massachusetts and Cape Cod, and we represent a carefully selected group of financially sound insurance companies. Our dedicated staff of insurance professionals offers friendly service and professional guidance and advice to secure the best possible insurance protection at a competitive price.

Our representatives examine the client's entire insurance program to insure against any gaps in coverage, with specialized teams designing customized solutions across personal, marine and commercial lines.

BBB Accredited Business
Member of MAIA, the Massachusetts Association of Insurance Agents
Trusted Choice independent insurance agent

Active members of the Cape Cod Canal Region, Sandwich, Plymouth Area, Falmouth and Cape Cod Chambers of Commerce.

Four members of the Almeida & Carlson team outside the agency office Illuminated sailing-ship display, the agency's clipper-ship emblem

Insurance Products

Coverage for home, road, water and work.

Personal

Homeowners' insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Whether your car or truck is a big diesel crew cab or a fuel-efficient hybrid, you need auto insurance — not only is it required by law, it is common sense coverage.

Vehicles

  • Auto
  • Motorcycle
  • Antique Auto
  • Recreational Vehicles (ATV, Golf Cart, Dirt Bike)
  • Golf Cart (Low Speed)

Property

  • Homeowners
  • Flood
  • Mobile & Modular Home
  • Renters/Tenants
  • Condo Unit Owners
  • Dwelling Fire
  • Vacant Home

Specialty

  • Inland Marine (Jewelry, Furs, Golf Clubs, Firearms)
  • Jewelry
  • Wedding
  • Personal and Excess Umbrella
  • Liability
Motor yacht cruising through open water

Marine

Regardless of the size of your watercraft, it's important to have adequate boat insurance and damage coverage to protect you, your crew, and your property. As independent agents we can also accommodate needs specific to coastal areas.

  • Personal Watercraft (Boat & Yacht)
  • Personal Watercraft (Jet Ski)
Boater safety certificates
Small business insurance illustration

Commercial

Commercial Property Insurance is a policy considered by most business owners and is a great policy to have, especially when you own a sizeable company.

Core

  • Auto and General Liability
  • Business Property and Owners Policies
  • Workers Compensation
  • Professional Liability
  • Liquor Liability
  • Home-Based Business

Specialized

  • Inland Marine
  • Directors & Officers
  • Builders Risk
  • Bonds
  • Commercial Flood
  • Contractors Equipment
  • Marina Packages
  • Jewelry Store Policies

Things we do

Free insurance quotes
Policy reviews for the right discounts
Policy modifications & claims assistance
Referrals for disaster restoration, auto body, vehicle rental & glass

Lenders and dealerships can send policy change requests by fax or email.

Marine · Hanson-Milone Boater Safety Act

Boat with confidence on the Cape.

The Hanson-Milone Boater Safety Act mandates that all boaters complete an approved safety course to obtain a boater safety certificate.

  • Getting one: complete an approved course through the Massachusetts Environmental Police or certified partners.
  • Valid for life: Massachusetts certificates never expire once issued.
  • Out-of-state: non-residents with a valid U.S. or Transport Canada certificate can operate in Massachusetts; residents need Massachusetts certification.
  • Conversions: residents with a NASBLA-approved out-of-state certificate can submit a conversion request form.
15%fewer boating accidents in states with mandatory certification
80%of fatalities involve uncertified operators
30%less likely to have an accident when certified
We offer boater insurance, course enrollment help and certification conversion support.
Call 508-888-0207

Locations

Three offices, one neighborly team.

Dexter's Grist Mill, a landmark in Sandwich, Massachusetts

Sandwich Headquarters

92 Tupper Rd
PO Box 719
Sandwich, MA 02563

(508) 888-0207
Fax (508) 888-0550

Directions

Plymouth

28 Samoset St
PO Box 3255
Plymouth, MA 02360

(508) 746-1965
Fax (508) 746-1668

Directions

Falmouth

79 Davis Straits
PO Box 554
Falmouth, MA 02540

(508) 540-6161
Fax (508) 457-7660

Directions

Our Staff

The people who answer the phone.

Claim Information

Important claim phone numbers.

Need to report a claim? Call your carrier directly using the numbers listed here, or call any of our offices at 508-888-0207 and we'll help you through it.

  • Aegis Insurance Companyoption 1 for homes, new claims option 1, existing claims option 2
    800-233-2160
  • Andover
    800-255-0770
  • American Modern Home Insurancenew claims option 2, existing claims option 3
    800-375-2075
  • Arbellanew or existing claims option 1
    800-272-3552
  • AMWINSnew or existing claims option 1
    404-751-4390
  • Barnstable County Mutual
    800-310-9310
  • Grundynew claims option 3, existing claims option 2
    800-765-9749
  • Hagertynew claims option 1, existing claims option 2, roadside assistance option 4
    800-385-0274
  • Homeowners Choicenew claims option 2, existing claims option 3
    888-210-5235
  • Kingstonenew or existing claims option 3
    800-364-7045
  • Lexington Insurance Companynew claims option 2, existing claims option 1
    800-931-9546
  • Mapfre (Commerce)press 2 and follow prompts for claims
    800-221-1605
  • MPIUA (Fair Plan)new or existing claims option 1
    800-851-8978
  • Norfolk & Dedhamnew or existing claims opt 1
    800-688-1825
  • Plymouth Rock and Bunker Hillhome claims, opt 1, auto glass claims 2, auto claims 3, existing claims opt 4
    844-346-1225
  • Progressivefollow prompts for claims
    800-274-4499
  • Scottsdale Insurance Companynew claims option 1, existing claims option 2
    800-423-7675
  • Travelersnew claims option 1, existing claims option 2, roadside assistance option 3
    800-252-4633
  • Typtapnew claims option 1, existing claims option 2
    844-289-7968

Insurance Carriers

15+ carriers. Pay your bill online.

We partner with a carefully selected group of carriers across commercial and personal lines. Use these links to make a payment or visit a carrier.

Employment

Join the team.

We're hiring an experienced full-time customer service representative in our Personal Lines Department.

  • Experience with Applied Epic software
  • Microsoft Office proficiency
  • Background in customer service

We offer a competitive salary, health insurance, and other benefits.

Send your resume

Contact Us

Let's talk about your coverage.

Request a free quote or a policy review. Reach any of our three offices, or send us an email.

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